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GreatAmerica Announces $642 Million Term Securitization

Written by GreatAmerica | Jul 25, 2024 5:15:00 AM

(Cedar Rapids, IA) – GreatAmerica® Financial Services Corporation announced that it has closed on its 25th term securitization with $641,875,000 of privately placed bonds. S&P and Fitch rated 93.4% of the bonds in the transaction as AAA, unchanged from the prior eight transactions from GreatAmerica. This transaction brings GreatAmerica’s life-to-date bond issuances to $10.5 billion.

“A strong company culture and consistent performance have enabled us to access the debt markets and achieve great results,” said GreatAmerica CEO Martin Golobic. “We are very pleased with the execution of our latest bond offering and owe it to our GreatAmerica team members for the quality, expertise, and value they bring every day helping our customers achieve greater success.” 


Proceeds from the transaction will pay off outstanding warehouse and revolving credit facility debt, placing GreatAmerica in a strong liquidity position to continue to support business operations and serve its customers. 

A July 2024 S&P Global Ratings presale report stated, “GreatAmerica is distinct from many other small-ticket leasing companies in that it has generally continued to grow its portfolio, even during downturns in the economic cycle, while maintaining its losses and delinquencies at relatively low and historically consistent levels.”

Investor interest was strong, as evidenced by nearly $3 billion in orders placed, 4.5 times the amount of bonds offered. There were 40 unique investors that participated in the bond transaction, including nine new investors.